Bikes for the Ladies (that'd be me!)

Am I being too much of a consumer by looking at only WSD or Femme bikes? I'm sure the proof is in the pudding so I need to actually get on the mens vs women's models of the bikes I'm interested in. Sometimes I wonder if things "made for women" are just another way to pitch a sale...instead of actually creating a superior product.

That being said - I know there is a difference between women's and men's bikes (mainly the length of the top tube; the overall geometry is different). I only ponder this because I don't want to limit the "pool" of bicycles available to me by only focusing on bikes for women.

I was taking a look at the website for Epic Bikes in McDonough, GA since it's the closest shop to my home. The first time I was interested in a bike, I stopped by and they tried to sell me a Jamis. At the time, I hadn't heard of Jamis so I was afraid I was being sold something sub par. (yes, you can laugh). Now, they sell Specialized, Scott and Bianchi. There may be others, but I'm sure of these. I mention this b/c I noticed a closeout special on a Bianchi bicycle (go Reynolds steel!!) that comes in a size I can actually ride!!! Here's a photo for all of you visual folks...
This bike is a Bianchi Imola. It's on closeout for around the amount I'd like to spend AND it's a steel bike...which makes me happy! My husband says this bike isn't so ugly...but what does he know - he rides a Sears and Roebuck Free Spirit...

So if you know anything about bicycles...weigh in...in the meantime, I'll plan a trip to Epic Bikes to see whats laying around...